Qist. ← Qist.info

Blockchain a Sauƙaƙe: Yadda Fasahar da Ke Canza Kuɗi ke Aiki?

Zuwan fasahar blockchain ya haifar da juyin juya hali a fannoni daban-daban, musamman a fannin kuɗi. Fiye da kashin baya na cryptocurrencies kamar Bitcoin, blockchain yana ba da babban canji a yadda muke yin rubutu, tantancewa, da canja wurin darajar kuɗi. Wannan labarin ya share shakku game da blockchain, yana bincika ainihin yadda yake aiki da kuma manyan tasirinsa ga makomar kuɗi, gami da daidaituwarsa da tsarin kuɗi na ɗabi'a kamar kuɗin Musulunci.

Menene Blockchain? Littafin Lissafe na Zamani da Aka Sake Tunani.

Ainihin, blockchain littafi ne na lissafe da aka rarraba, wanda ba za a iya canzawa ba. Ka yi tunanin littafin lissafe na gargajiya, amma maimakon wata hukuma ta tsakiya ce ke sarrafa shi, dubban kwamfutoci a duk faɗin duniya suna kiyaye kwafin guda ɗaya. Kowane 'block' yana ɗauke da jerin ma'amaloli, kuma da zarar an tabbatar da shi, yana da alaƙa da block na baya ta hanyar cryptographic, yana samar da jerin da ba za a iya karya ba. Wannan yanayi na rarrabawa yana tabbatar da bayyane, tsaro, da juriya ga takunkumi, yana haifar da tsarin inda amana ke kafuwa ta hanyar lissafi maimakon masu shiga tsakani.

Yaya Yake Aiki? Blocks, Chains, da Yarjejeniyar Jama'a.

Lokacin da wata ma'amala ta faru a kan blockchain, ana haɗa ta da sauran su a cikin wani block. Ana watsa wannan block zuwa cibiyar sadarwa. Mahalarta cibiyar sadarwa (nodes) suna tabbatar da ma'amalar da ke cikin block ta amfani da ka'idojin cryptographic. Da zarar an tabbatar da shi, wata hanya ta yarjejeniyar jama'a (kamar Proof of Work na Bitcoin, wanda ke da iyakacin tsabar kuɗi miliyan 21, ko Proof of Stake) tana tabbatar da cewa duk nodes sun yarda da ingancin sabon block ɗin. Sai kawai a haɗa block ɗin zuwa chain, yana sa ma'amalar ba ta iya canzawa kuma an rubuta ta har abada ga kowa ya gani, ba tare da bayyana asalin mutum ba.

Rarrabawa: Ƙarfin Babu Hukuma ta Tsakiya.

Ɗaya daga cikin abubuwan da suka fi kawo sauyi na blockchain shine rarrabawarsa. Ba kamar tsarin kuɗi na gargajiya ba inda bankuna da gwamnatoci ke aiki a matsayin masu shiga tsakani, blockchain yana aiki ba tare da wuri ɗaya na iko ba. Wannan yana cire buƙatar masu zaman kansu, yana rage farashin ma'amala, yana haɓaka gudu, kuma yana ba da 'yancin kai na kuɗi. Ga al'ummar Musulmai kimanin biliyan 1.9 a duniya, wannan ya dace da ka'idojin adalci da mallaka kai tsaye, yana rage dogaro ga tsarin tsakiya mai yiwuwa na tushen riba.

Kwangilar Smart: Yarjejeniyoyin Aiki da Kai kuma Ba Tare da Amana ba.

Baya ga yin rikodin ma'amaloli kawai, yawancin blockchains suna goyan bayan "kwangilar smart." Waɗannan kwangiloli ne masu aiwatar da kai waɗanda sharuddan yarjejeniyar ke rubuce kai tsaye a cikin layin code. Suna aiwatar da ayyukan da aka riga aka ayyana kai tsaye lokacin da aka cika takamaiman sharuɗɗa, suna kawar da buƙatar masu shiga tsakani da rage haɗarin zamba ko kuskure. Wannan fasaha tana canza wasa ga manyan yarjejeniyoyin, tana samar da sabon matakin amana da inganci a ma'amalolin kuɗi.

Yadda Qist Ke Aiwatar da Wannan: Kuɗin Musulunci Mai Rarrabawa akan Base.

Qist yana amfani da ikon blockchain don ba da kuɗi masu bin Sharia ta hanyar rarrabawa akan cibiyar sadarwa ta Base. Ta hanyar amfani da kwangilar smart, Qist yana tabbatar da cewa an saka ka'idojin kuɗin Musulunci na asali a cikin code: mai sayarwa yana mallakar kadara kafin siyarwa, ana yin biya a cikin USDC mai tsayayye, kuma ma'amaloli ba su da Riba (riba) da Gharar (rashin tabbas mai yawa). Tsarin yana ba da tabbacin bayyane tare da kwangilar da aka bincika a fili akan BaseScan, yana ba da lokacin alheri na kwana 3, yana mayar da kowane ragi ga mai saye, kuma yana aiki tare da kuɗin 2% mai bayyane. Wannan sabuwar hanya tana kawo kuɗin ɗabi'a, rarrabawa zuwa kasuwar kuɗin Musulunci mai yuwuwar dala tiriliyan 4, tana hidima ga al'ummar Musulmai kimanin biliyan 1.9 a duniya.

Gano Qist: qist.info

Wannan abun ciki ne don dalilai na ilmantarwa kawai kuma ba shawara ba ce ta kuɗi.