Labarin Baƙi
Ahmed, ɗan Indiya da ke aiki a Dubai, yana aika kuɗi ga iyalinsa kowane wata ta amfani da bankunan gargajiya. Kowane lokaci, yakan yi asarar dubban daloli saboda kuɗaɗe kusan 7% da mara kyau canjin kuɗi. Wata rana, ya ji labarin 'Qist', dandalin kuɗin musulunci na decentralized.
Matsalar Aika Kuɗi na Gargajiya
Ayyukan aika kuɗi na gargajiya suna ɗaukar kuɗaɗe masu tsada, gami da kuɗaɗe ɓoye da mara kyau farashin canji. Kuɗin Musulunci yana buƙatar guje wa riba (riba) da rashin tabbas (gharar), amma bankunan gargajiya suna karya waɗannan ka'idoji. Qist yana magance wannan matsala.
Yadda Qist ke Aiki
A Qist, mai siyarwa ya mallaki kaya, biyan kuɗi yana cikin USDC, kuma babu riba ko gharar. Ragin kuɗi ana mayarwa, kuma akwai lokacin jinkiri na kwanaki 3. Kwangilar wayo an tabbatar da ita akan BaseScan, kuma kuɗaɗe kawai 2% ne.
Lissafin Ajiye Kuɗi
Ahmed yana aika $1000 kowane wata. Kuɗaɗen gargajiya 7% ($70) vs Qist 2% ($20) = ajiye $50 a wata. A shekara, $600 ajiye. A duniya, daga cikin Musulmai biliyan 1.9, da yawa baƙi ne, kuma wannan ajiye na iya kaiwa biliyoyin daloli.
Yadda Qist ke Aiwatar da Hakan
Qist yana ba da aika kuɗi daidai da ka'idodin Musulunci: mai siyarwa ya mallaki kaya, biyan kuɗi a USDC, babu riba, ragin ana mayarwa, kwanaki 3 jinkiri, da kuɗaɗe 2%. Kwangilar wayo tana buɗe kuma an tabbatar da ita akan BaseScan.
Gano Qist: qist.info
Wannan abun ciki ne kawai don dalilai na bayani kuma ba shawara ce ta kuɗi ba.