Kiyasin mutanen da suke da cryptocurrency a duniya yanzu
A shekarar 2024, kimanin mutane miliyan 420 ne ke da cryptocurrency a duniya. Wannan yana nuna karuwa daga miliyan 400 a 2023, saboda shaharar Bitcoin da Ethereum. Duk da haka, wannan adadi ya kai kusan 5% na yawan jama'ar duniya, kuma akwai babban bambanci - yawancin masu amfani suna Arewacin Amurka da Asiya. A kasashen Musulmi, yawan amfani ya ragu, saboda rashin kayayyakin crypto da suka dace da ka'idojin Islamic finance.
Bambance-bambancen yanki da kasashen Musulmi
Inda ke da kusan miliyan 100 na masu amfani da crypto, wanda shine mafi yawa a duniya, amma wannan yana daidai da kashi 7% na yawan jama'arta. Akasin haka, a Najeriya, kashi 22% na jama'a suna da crypto. Kasashen Musulmi kamar Indonesia da Pakistan suna ganin karuwar amfani, amma har yanzu babban yawan jama'a ba su samu ba saboda rashin zaɓuɓɓukan da suka dace da Sharia. Misali, kasuwar Islamic finance ta duniya tana da kusan dala tiriliyan 4, amma rabon crypto a cikinta ya yi kadan.
Ƙayyadaddun wadata Bitcoin da mallaka
Bitcoin yana da iyaka na tsabar kudi miliyan 21, kuma kusan miliyan 19.5 an riga an hako su. Duk da haka, adadin masu mallaka na gaske ya ragu saboda mutum ɗaya na iya samun adireshi da yawa. An kiyasta cewa mutane miliyan 1-2 ne kawai suke da Bitcoin fiye da 1. Wannan ƙarancin ya jawo hankalin masu zuba jari Musulmi, amma malaman Islamic sun yi gargaɗi game da hasashe (gharar) da rashin tabbas (riba).
Bukatar kayayyakin crypto da suka dace da Sharia
Duk da karuwar amfani da crypto a duniya, zaɓuɓɓukan da suka dace da Sharia suna da wuya a kasashen Musulmi. Crypto na gargajiya ya ƙunshi riba (riba) da gharar (rashin tabbas), wanda aka haramta a Islamic finance. Misali, tsarin staking ko bashi yana samar da riba. Saboda haka, ana buƙatar tsarin adalci (kamar 'mai siyar ya mallaki kadarar'), inda ake raba riba da rashi.
Yadda Qist ke aiwatar da hakan
Qist wani dandamali ne na crypto wanda ya dace da Sharia, yana yin mu'amala da USDC kuma yana tabbatar cewa mai siyar ya ci gaba da mallakar kadarar. Babu riba; ana mayar da rarar kuɗi ga mai siye. Yana da lokacin jinkiri na kwanaki 3 da kuma kuɗin kashi 2%. Kwangiloli na smart contract an buɗe su kuma an duba su akan BaseScan. Qist yana ba wa masu amfani Musulmi damar shiga crypto a cikin yanayin da ya dace da ka'idojin Musulunci.
Gano Qist: qist.info
Wannan abun ciki ne kawai don bayani kuma ba shawara ce ta kudi ba.