Yawan buƙatar samfuran kuɗi na halal a kasuwanni masu tasowa
A duk duniya akwai Musulmai kusan biliyan 1.9, waɗanda yawancinsu suna zaune a kasuwanni masu tasowa kamar kudu maso gabashin Asiya, kudancin Asiya, da Afirka. Tare da haɓakar tattalin arziki da zamani na dijital a waɗannan yankuna, buƙatar samfuran kuɗi na halal tana ƙaruwa sosai. Girman masana'antar kuɗi ta Musulunci a duniya kusan dala tiriliyan 4 ne, wanda ke nuna wannan ƙaruwar buƙata. Wannan buƙata ba kawai buƙatar addini ba ce, amma kuma sha'awar samun sabis na kuɗi masu ɗa'a da gaskiya.
Ka'idojin kuɗin halal: guje wa riba da gharar
Babban ka'idar samfuran kuɗi na halal shine guje wa riba (riba) da gharar (rashin tabbas). A cikin kuɗin Musulunci, ma'amala ta dogara ne akan kadarori na gaske, kamar tsarin Qist inda mai siyarwa ya mallaki kadarorin kuma mai siye yana biya a cikin kashi. Wannan samfurin yana kawar da hasashe kuma yana haɓaka zaman lafiyar kuɗi. A kasuwanni masu tasowa, inda damar zuwa banki na gargajiya ta takaita, irin waɗannan samfuran masu ɗa'a sun fi amintacce.
Tashin kuɗin Musulunci na dijital
Fasaha kamar blockchain da cryptocurrencies suna sa kuɗin halal ya zama mai sauƙin shiga. Misali, Qist wani dandali ne na kuɗin Musulunci na decentralized wanda ke aiki akan hanyar sadarwa ta Base, inda ma'amala ke faruwa a cikin USDC kuma babu riba. Wannan fasaha tana ba masu amfani a kasuwanni masu tasowa damar zuwa sabis na kuɗi na halal a duniya ba tare da matsakaici ba.
Zuba jari a cikin kuɗin halal da haɗa kai na tattalin arziki
A kasuwanni masu tasowa, samfuran kuɗi na halal ba kawai suna biyan buƙatun addini ba, har ma suna haɓaka haɗa kai na kuɗi. Dandali kamar Qist suna ba masu zuba jari ƙanana damar farawa da ƙananan kuɗi, kamar ranakun jinkiri 3 da mayar da rarar kuɗi. Wannan samfurin yana jan hankalin waɗanda ba su da damar yin banki na gargajiya.
Yadda Qist ke aiwatar da hakan
An tsara Qist don biyan buƙatar kuɗin halal a kasuwanni masu tasowa. Kwangila ne na smart a kan hanyar sadarwa ta Base wanda ke amfani da samfurin siyarwa-da-haya: mai siyarwa yana mallakar kadarorin har sai mai siye ya biya duka. Duk ma'amala tana faruwa a cikin USDC, kuma ana ɗaukar kuɗin 2%. Kwangilar ta buɗe kuma an duba ta a BaseScan, yana tabbatar da gaskiya. Wannan tsarin yana ba Musulmai a duk duniya damar samun kuɗi marasa riba.
Gano Qist: qist.info
Wannan abun ciki ne kawai don dalilai na bayani kuma ba shawara ce ta kuɗi ba.