Tushen Zakat akan Kadarorin Dijital
A cikin kudin Musulunci, zakat wajibi ne akan kadarorin da suka kasance a hannunka tsawon shekara guda kuma suka wuce nisab (matsakaicin iyaka). Kadarorin dijital kamar cryptocurrency (USDC, Bitcoin) ana daukar su a matsayin dukiya idan an ajiye su don kasuwanci ko zuba jari. Ana kimanta su ta farashin kasuwa. Adadin zakat shine 2.5%.
Ƙayyade Nisab
Nisab daidai yake da darajar zinariya ko azurfa. A yanzu, ana amfani da darajar gram 85 na zinariya. Misali: idan darajar gram 85 na zinariya $5,000 ne, to idan jimillar kadarorin dijital dinka ta wuce $5,000 kuma ta yi shekara guda, to zakat ya zama wajibi.
Misali Aiki na Lissafin Zakat
A ce kana da 1 BTC (daraja $60,000) da 10,000 USDC. Jimillar daraja = $70,000. Ya wuce nisab (misali $5,000). Idan waɗannan kadarorin sun kasance a hannun ka tsawon shekara guda, to zakat = $70,000 × 2.5% = $1,750. Ka lura: farashin Bitcoin yana canzawa, don haka ka yi amfani da farashin kasuwa a ƙarshen shekara don lissafin zakat.
Amfani da Kadarorin Dijital don Biyan Zakat
A cikin kudin Musulunci, ana iya biyan zakat da kadarorin da kansu ko da tsabar kudi. Kana iya canza cryptocurrency dinka zuwa USDC sannan ka biya zakat. Dandalin 'Qist' yana gudanar da mu'amala da USDC, wanda yake tsayayyen kuɗi, don haka yana da sauƙi don amfani da shi don zakat. Tabbatar cewa an ba da zakat ga masu cancanta (talakawa, da sauransu).
Yadda Qist ke Aiwatar da Hakan
A Qist, za ka iya ajiye kadarorin dijital dinka a USDC kuma ka bi diddigin fayil ɗinka don lissafin zakat. Dandalin ya bi shari'a kuma ba shi da riba (riba) ko gharar (rashin tabbas). Kana iya amfani da USDC kai tsaye ta hanyar Qist don biyan zakat.
Gano Qist: qist.info
Wannan abun ciki ne na bayani kawai ba shawara ta kudi ba.