Gabatarwa: Haɗin Kuɗin Musulunci da Blockchain
Kuɗin Musulunci, wanda ya dogara da dokar Shari'a, yana da kasuwar duniya kimanin dala tiriliyan 4 kuma yana biyan buƙatun Musulmai biliyan 1.9. Fasahar blockchain, musamman kwangiloli masu kaifin basira (smart contracts), na iya taimakawa wajen aiwatar da ka'idojin kuɗin Musulunci kamar rashin riba (riba) da rashin tabbas (gharar). Wannan labarin yana bayyana yadda ake gina dandalin kuɗin Musulunci na zamani, kamar 'Qist', daga ra'ayi zuwa kwangila mai kaifin basira.
Ƙa'idojin Shari'a da Tsara Kwangilar Mai Kaifin Basira
Mataki na farko na gina dandalin kuɗin Musulunci shi ne fassara ka'idojin Shari'a zuwa kwangila mai kaifin basira. Misali, a tsarin 'Qist', mai siyarwa ya mallaki kadara, biyan kuɗi yana cikin USDC, babu riba ko gharar, ana mayar da ragi, kuma akwai kwanaki 3 na jinkiri. An tsara kwangilar mai kaifin basira ne ta yadda waɗannan dokoki za su yi aiki kai tsaye, kamar tabbatar da rashin riba.
Sanya a Cibiyar Sadarwar Base
Base cibiyar sadarwa ce ta Layer-2 wadda aka gina akan Ethereum, tana ba da ƙananan kudade da saurin ma'amala. Sanya dandali kamar 'Qist' akan Base yana tabbatar da cewa ma'amaloli masu rahusa ne kuma masu inganci. Kafin a saka kwangilar mai kaifin basira, ana bincikarta sosai sannan a inganta ta a BaseScan, yana ba da gaskiya da amana.
Bincike da Tabbatar da Kwangilar Mai Kaifin Basira
Don tabbatar da tsaro da bin Shari'a na kwangilar mai kaifin basira, masu bincike masu zaman kansu suna duba ta. Kwangilar mai kaifin basira ta 'Qist' an inganta ta a bainar jama'a akan BaseScan, don kowa ya iya duba lambar. Ya haɗa da kashi 2% na kuɗi, wanda aka ƙayyade kuma a bayyane. A lokacin bincike, an tabbatar da cewa babu riba ko rashin tabbas.
Yadda Qist ke Aiwatar da wannan
'Qist' dandalin kuɗin Musulunci ne wanda ke aiki akan Base. Yana amfani da kwangiloli masu kaifin basira waɗanda suka bi Shari'a, inda mai siyarwa ya sayar da kadara kuma mai siye ya biya a USDC. Babu riba, ana mayar da ragi, kuma akwai kwanaki 3 na jinkiri. Kudin kashi 2% a bayyane yake. Wannan dandali yana ba da zaɓi mai gaskiya da gaskiya ga al'ummar Musulmi ta duniya.
Gano Qist: qist.info
Wannan abun ciki ne na bayani kawai, ba shawara ba ce ta kuɗi.