Halin da ake ciki a duniya game da tsarin cryptocurrency
A duniya, akwai bambancin tsarin mulki na cryptocurrency. Wasu ƙasashe kamar El Salvador sun amince da Bitcoin a matsayin kuɗi na doka, yayin da China ta hana shi. Yawancin ƙasashe suna neman daidaitawa tsakanin haɓaka sababbin abubuwa da kare masu amfani. Ƙungiyoyi kamar FATF suna kafa ƙa'idodi don yaƙi da satar kuɗi. Amma har yanzu babu takamaiman tsari na musamman ga kuɗin Islama.
Misalan tsarin cryptocurrency a ƙasashen musulmi
Ƙasashen musulmi kamar Malaysia, Indonesia, da UAE sun kafa tsari na cryptocurrency wanda ya dace da mizanan Shari'a. Misali, Hukumar Tsaro ta Malaysia ta fitar da jagororin hada-hadar dijital, gami da bayyana hadari. A UAE, wani mai kula da ayyukan kuɗi ya fara ba da lasisi ga musayar cryptocurrency, inda ake buƙatar bin Shari'a. Waɗannan hanyoyin na iya zama misali don tabbatar da cewa ana karɓar sababbin abubuwa ba tare da tauye ka'idojin Islama ba.
Muhimmancin riba da gharar a kuɗin Islama
A kuɗin Islama, riba (riba) da gharar (rashin tabbas) haramun ne. Wannan yana shafar tsarin cryptocurrency kai tsaye. Yawancin cryptocurrencies suna da hali na hasashe, wanda ke haifar da gharar. Haka kuma, idan an yi amfani da cryptocurrency a matsayin lamuni mai riba, hakan yakan saba da ra'ayin Islama. Tsarin duniya da ya magance waɗannan batutuwa zai taimaka wa musulmi shiga kasuwar cryptocurrency yayin da suke bin addininsu.
Bitcoin da kuɗin Islama: dangantaka mai sarƙaƙiya
Bitcoin yana da iyakataccen adadi (miliyan 21), wanda ya sanya shi kama da kuɗi, amma rashin daidaiton darajarsa na iya haifar da gharar. Wasu malaman Islama sun yarda da Bitcoin a matsayin māl (kaya), yayin da wasu suka ƙi saboda rashin tallafi daga gwamnati da kuma hasashe. Tsarin duniya ya kamata ya amince da wannan bambancin kuma ya bar ƙasashen musulmi su yanke shawara bisa ga fassarar Shari'a.
Yadda Qist ke magance wannan matsala
Qist wani dandalin DeFi ne na Musulunci wanda ke aiki a kan Base blockchain. Yana bin ka'idojin Islama: mai siyarwa ya mallaki kadarar, biyan kuɗi da USDC, babu riba ko gharar, ana mayar da ragi, akwai lokacin jinkiri na kwanaki 3, kwantiragin yana kan BaseScan, kuma kuɗin aiki 2%. Qist yana ba da samfurin bin doka wanda ke inganta haɗin kai na duniya. Musulmi za su iya amfani da shi don shiga cikin DeFi yayin da suke bin Shari'a.
Gano Qist: qist.info
Wannan abun ciki don ilimi ne kawai kuma bai kamata a ɗauka a matsayin shawara ta kuɗi ba.