Menene rijistar ma'amala ta jama'a?
Rijistar ma'amala ta jama'a (Public Transaction Ledger) wani littafin dijital ne na tsakiya wanda ke adana duk ma'amaloli a bayyane kuma ba zai iya canzawa ba. Kowa na iya gani, amma babu wani mutum ɗaya da ke sarrafa shi. A cikin kuɗaɗen Musulunci, wannan yana ƙarfafa ka'idojin 'amana' (amana) da 'shafaffiyya' (bayyanawa), saboda kowace ma'amala tana shiga a fili, yana hana zamba da sharuɗɗa na ɓoye (gharar).
Tushen bayyanawa da amana
A cikin kuɗaɗen gargajiya, rijistar bankuna ko gwamnatoci ke riƙe, waɗanda za a iya canza ko ɓoye. Rijistar jama'a tana magance wannan matsalar: kowace ma'amala tana tabbatarwa ta dukan nodes da ke cikin hanyar sadarwa. Musulunci ya nanata cewa dole ne a bayyana ma'amaloli (Surat al-Baqara 2:282). Rijistar jama'a tana tabbatar da cewa babu wani ɓangare da zai yaudari ɗayan, wanda shine tushen 'adl' (adalci).
Matsayinta wajen tabbatar da adalci
Adalci yana buƙatar duk ɓangarori su sami haƙƙoƙi daidai kuma a yi rijista ma'amaloli daidai. Rijistar jama'a tana taimakawa wajen warware gardama saboda babu wanda zai iya canza ma'amalar da ta gabata. A cikin fiqhu, 'bayyina' (shaida) tana da muhimmanci. Wannan fasaha tana ba da shaida maras karye, yana rage zalunci da cin hanci.
Hana gharar da riba a kuɗaɗen Musulunci
Gharar (rashin tabbas) da riba (riba) haramun ne a kuɗaɗen Musulunci. Rijistar jama'a tana rage rashin tabbas saboda duk sharuɗɗa da biyan kuɗi suna bayyana a sarari. Misali, a cikin murabaha (siyar da farashi-da-riba), farashi da riba suna bayyana a fili, yana hana cajin ɓoye. Wannan yana inganta 'insaf' (adalci).
Yaya Qist ke aiwatar da hakan?
Qist wani dandalin kuɗaɗen Musulunci ne na tsakiya wanda ke aiki akan Base blockchain. Yana amfani da rijistar jama'a don ganin kowace ma'amala a bayyane. Misali, bisa ga ka'idar 'mai siyarwa ya mallaki kadar', canja wurin kadar yana shiga a blockchain, wanda kowa zai iya tabbatarwa. Duk biyan kuɗi suna cikin USDC, kuma babu riba ko gharar. Hutu na kwanaki uku kuma an yi rikodin a sarari. Kwangilar Qist an yi audit a BaseScan a fili, yana tabbatar da cikakken bayyanawa.
Gano Qist: qist.info
Wannan abun ciki ne kawai don bayani kuma ba shawara ce ta kuɗi ba.