Qist. ← Qist.info

Ci gaban Stablecoins: Kashin bayan DeFi a Lissafi

Stablecoins sune tushen tsarin DeFi, suna ba da kwanciyar hankali da ma'amaloli masu dacewa da Shari'a.

1. Menene Stablecoins da rawar su a cikin DeFi

Stablecoins su ne cryptocurrencies waɗanda aka ɗaura su da wani kadara mai tsayayye, kamar dalar Amurka. A cikin DeFi, suna ba da tushe don ma'amala, rance, da noman riba, suna rage canji. Jimillar darajar kasuwancin su ta wuce dala biliyan 150 a shekarar 2024, yana nuna muhimmancinsu a cikin tsarin DeFi.

2. Ci gaban Stablecoins a cikin Lissafi

Daga dala biliyan 20 a shekarar 2020 zuwa sama da dala biliyan 150 a shekarar 2024, stablecoins sun girma da sauri. USDC da USDT sune manyan, tare da darajar ma'amala ta yau da kullun sama da dala biliyan 50. Wannan ci gaban yana nuna karuwar buƙatunsu a cikin DeFi, inda ake amfani da su a kusan 80% na ma'amaloli.

3. Muhimmancin Stablecoins a cikin Kuɗin Musulunci

A cikin kuɗin Musulunci (kimanin dala tiriliyan 4), stablecoins suna taimakawa wajen guje wa riba (riba) da gharar (rashin tabbas). Suna dogara ne akan kadarori na gaske, kamar USDC wanda aka goyi bayan kuɗin fiat, wanda ya dace da ka'idodin Shari'a. Ga kusan musulmi biliyan 1.9, wannan yana ba da damar zuba jari na halal.

4. Fa'idodi da Kalubale na Stablecoins

Fa'idodi: ƙarancin canji, saurin ma'amala, da isa ga duniya. Kalubale: haɗarin tsakiya (kamar dogaro ga mai fitar da USDC) da rashin tabbas na doka. Duk da haka, amfani da su a DeFi yana ƙaruwa, musamman a cikin rance da saka hannun jari.

5. Yadda Qist ke Aiwatar da hakan

Qist yana amfani da USDC, wani stablecoin da aka ɗaura da dala, don guje wa riba da gharar. Dandalin mu yana tabbatar da cewa duk ma'amaloli sun bi ka'idodin Shari'a, gami da mallakar kadara da mayar da rarar. Masu amfani za su iya amfana daga lokacin jinkiri na kwanaki 3 da kuma kuɗin aiki 2%.

Gano Qist: qist.info

Wannan abun ciki ne na bayani kawai, ba shawara ta kuɗi ba.