Menene Stablecoin (Tsayayyar Kuɗi)?
Stablecoin wani nau'in cryptocurrency ne wanda darajarsa ta dangana ga wani kadarori na waje kamar dalar Amurka ko zinariya. Manufarsa ita ce samar da tsayayyar daraja, wanda ya sa ya dace da ma'amaloli da tanadi. Misali, USDC wani shahararren stablecoin ne wanda ke da goyon bayan dalar Amurka a rabo 1:1. A cikin kuɗin Islama, stablecoins suna taimakawa wajen guje wa riba (riba) da gharar (babban rashin tabbas), saboda darajarsu tana iya tsinkaya.
Menene Volatile Coin (Kuɗi Mai Canji)?
Volatile coins kamar Bitcoin ko Ethereum suna canza daraja bisa ga buƙata da wadata a kasuwa, ba tare da wani tushe na waje ba. Suna nuna babban canjin daraja, wanda zai iya jawo hankalin masu saka hannun jari amma bai dace da ma'amaloli na yau da kullun ko lamuni ba. A cikin kuɗin Islama, amfani da irin waɗannan kuɗaɗen yana iyakance saboda yawan gharar, musamman idan akwai rashin tabbas a musanya ko rance.
Muhimmancin Tsayayye da Mai Canji a Kuɗin Islama
Ka'idodin kuɗin Islama suna jaddada adalci, bayyana gaskiya, da kauce wa rashin tabbas. Tsayayyun kuɗaɗe sun dace da waɗannan ka'idoji saboda suna ba da tsayayyar daraja, wanda ke tabbatar da adalci a ma'amaloli. A gefe guda, kuɗaɗe masu canji suna da nau'in gharar saboda saurin canjin daraja, wanda ba a yarda da shi a kuɗin Islama ba. Saboda haka, dandamali na kuɗin Islama kamar Qist suna amfani da tsayayyun kuɗaɗe.
Me yasa Qist ya Zaɓi Tsayayyar Kuɗi (USDC)?
Qist dandamali ne na kuɗin Islama mai rarraba (DeFi) wanda ke amfani da USDC. USDC wani tsayayyen kuɗi ne wanda ke da cikakken ajiya kuma yana goyan bayan dalar Amurka, kuma darajarsa koyaushe tana daidai da 1 USD. Wannan yana tabbatar da cewa darajar ta kasance tsayayye a cikin lamuni da siyayya, kuma a guji riba da gharar. Sabanin haka, amfani da Bitcoin ko wasu kuɗaɗe masu canji na iya haifar da riba ko asara mara adalci saboda canjin daraja.
Yaya Qist ke Aiwatar da Hakan?
Qist yana aiki da tsarin Murabahah inda dandamalin ya fara siyan kadara (kamar wani abu) sannan ya sayar da shi ga mai amfani a cikin kashi-kashi tare da ƙarin farashi da aka ƙayyade. Duk ma'amaloli ana yin su ta USDC, wanda ke tabbatar da tsayayyar daraja. Kwangilar ana aiwatar da ita ta hanyar smart contract kuma ana tabbatar ta a BaseScan, yana ba da cikakken bayyana gaskiya. Ba a cajin riba, kuma idan an biya kari, ana mayar da shi.
Gano Qist: qist.info
Wannan abun ciki na bayani ne kawai kuma ba shawara ce ta kuɗi ba.