Lokacin Zakka: Wajibcin Zakka akan Dukiyar Dijital
Zakka na ɗaya daga cikin ginshiƙan Musulunci kuma wajibi ne a biya shi kowace shekara bisa ga kalandar wata. Dukiyar dijital, kamar cryptocurrency, suma suna cikin nauyin zakka idan sun kai nisab (matsakaicin mafi ƙanƙanta). A cikin kuɗin Musulunci, dukiyar da zakka ta wajaba a kanta ta haɗa da zinari, azurfa, tsabar kuɗi, da kayan ciniki. Ana kallon cryptocurrency a matsayin kuɗi ko kayan ciniki, don haka zakka ta shafe su. Koyaya, ƙididdige ta daidai yana da wahala saboda canjin farashi.
Ƙayyade Nisab: Zinariya ko Azurfa?
Nisab shine mafi ƙanƙanta adadin da zakka ta zama wajibi. A al'adance, yana dogara da darajar zinariya (kimanin gram 85) ko azurfa (kimanin gram 595). Tunda farashin cryptocurrency yana canzawa, malamai suna ba da shawarar ƙididdige nisab bisa ga farashin kasuwa na yau na zinariya ko azurfa. Mafi yawan lokuta, nisab na azurfa ya fi ƙanƙanta, yana sa zakka ta zama wajibi ga mutane da yawa. Don ƙayyade jimillar darajar dukiyar dijital, canza su zuwa tsayayyen kuɗi kamar USDC, saboda USDC yana da alaƙa da USD 1:1 kuma ya dace da ƙa'idodin Islama.
Adadin Zakka da Lokacin
Adadin zakka shine 2.5%, bisa ga nisab na azurfa, kuma ana biya shi bayan mallakar dukiya na tsawon shekara ta wata (kwanaki 354). Ga dukiyar dijital, dole ne ku lissafta ko kuna da darajar da ta kai nisab ko fiye a tsawon shekara. Idan darajar cryptocurrency ɗinku ta canza a cikin shekara, malamai suna ba da shawarar biyan zakka a kan darajar da take a ƙarshen shekara, ko a kan mafi ƙanƙanta darajar (hanyar mafi tsauri). A dandalin 'Qist', muna ba da damar biyan zakka a USDC, wanda ba shi da riba (riba) da guda (gharar).
Ƙididdigar Dukiyar Dijital: Farashin Kasuwa vs Farashin Saya
Lokacin lissafin zakka, ya kamata ku ɗauki darajar kasuwa na yau na dukiyar dijital, ba farashin da kuka saya ba. Wannan ya dace da ƙa'idodin Islama, domin zakka tana kan dukiya ta ainihi. Misali, idan kun sayi 1 BTC akan 10,000 USDC kuma yanzu darajarsa ta kai 60,000 USDC, zakka zata kasance akan 60,000 USDC. Koyaya, idan dukiyarku tana da asara (darajar kasuwa ta ragu), har yanzu dole ku biya zakka idan ta kai nisab. Kwangilar 'Qist' na bin diddigin darajar kasuwa ta atomatik kuma tana lissafin zakka daidai.
Yadda 'Qist' ke Sauƙaƙe Lissafin Zakka
'Qist' wani dandalin Kuɗin Musulunci ne mai rarraba (DeFi) akan hanyar sadarwa ta Base. Yana sauƙaƙe lissafin zakka da biyan ta. Kuna iya canza dukiyar dijital zuwa USDC kuma ku biya zakka kai tsaye ta amfani da dandalin. Kwangilarmu mai wayo tana bincika nisab, tana yin la'akari da raguwar darajar, kuma tana lissafin zakka 2.5%. Idan akwai ragi ko kuskure, tana dawo da kuɗin ta atomatik. Bugu da ƙari, 'Qist' yana ba da lokacin jinkiri na kwanaki 3 don ku iya tabbatar da lissafinku. Dandalin yana da budaddiyar tushe kuma an duba shi akan BaseScan, yana tabbatar da gaskiya.
Gano Qist: qist.info
Wannan abun ciki na bayanai ne kawai kuma ba shawara ce ta kuɗi ba. Da fatan za a tuntuɓi malaminku ko mashawarcin kuɗi.